| Rates as of 6/2/2008. |
| Rate Description |
Term |
Payment Description
|
APR |
APR Type |
| NEWER VEHICLES: 2005 - 2008 |
24 - 60/72 MONTHS |
|
0.00% |
Fixed |
| Credit Rating A |
24 Month (fixed or balloon) |
Per $1000: $43.87 fixed/$16.10 balloon |
4.99% |
Variable |
| Credit Rating B |
24 Month (fixed or balloon) |
Per $1000: $44.32 fixed/$16.57 balloon |
5.99% |
Variable |
| Credit Rating C |
24 Month (fixed or balloon) |
Per $1000: $45.34 fixed/$17.66 balloon |
8.25% |
Variable |
| Credit Rating D |
24 Month (fixed or balloon) |
Per $1000: $46.26 fixed/$18.65 balloon |
10.25% |
Variable |
| Credit Rating E |
24 Month (fixed or balloon) |
Per $1000: $48.13 fixed/$20.61 balloon |
14.25% |
Variable |
| Credit Rating A |
36 Month (fixed or balloon) |
Per $1000: $30.15 fixed/$16.29 balloon |
5.40% |
Variable |
| Credit Rating B |
36 Month (fixed or balloon) |
Per $1000: $30.60 fixed/$16.76 balloon |
6.40% |
Variable |
| Credit Rating C |
36 Month (fixed or balloon) |
Per $1000: $31.57 fixed/$17.78 balloon |
8.50% |
Variable |
| Credit Rating D |
36 Month (fixed or balloon) |
Per $1000: $32.50 fixed/$18.78 balloon |
10.50% |
Variable |
| Credit Rating E |
36 Month (fixed or balloon) |
Per $1000: $34.42 fixed/$20.87 balloon |
14.50% |
Variable |
| Credit Rating A |
48 Month fixed |
Per $1000: $23.39 |
5.80% |
Fixed |
| Credit Rating B |
48 Month fixed |
Per $1000: $23.85 |
6.80% |
Fixed |
| Credit Rating C |
48 Month fixed |
Per $1000: $24.77 |
8.75% |
Fixed |
| Credit Rating D |
48 months fixed |
Per $1000: $25.72 |
10.75% |
Fixed |
| Credit Rating E |
48 Month fixed |
Per $1000: $27.70 |
14.75% |
Fixed |
| Credit Rating A |
60 Month fixed |
Per $1000: $19.40 |
6.15% |
Fixed |
| Credit Rating B |
60 Month fixed |
Per $1000: $19.87 |
7.15% |
Fixed |
| Credit Rating C |
60 Month fixed |
Per $1000: $20.76 |
9.00% |
Fixed |
| Credit Rating D |
60 Month fixed |
Per $1000: $21.74 |
11.00% |
Fixed |
| Credit Rating E |
60 Month fixed |
Per $1000: $23.79 |
15.00% |
Fixed |
| USED VEHICLES: 2002 - 2004 |
24 - 60/72 MONTHS |
|
0.00% |
Fixed |
| Credit Rating A |
24 Month (fixed or balloon) |
Per $1000: $44.32 fixed/$16.57 balloon |
5.99% |
Variable |
| Credit Rating B |
24 Month (fixed or balloon) |
Per $1000: $44.77 fixed/$17.04 balloon |
6.99% |
Variable |
| Credit Rating C |
24 Month (fixed or balloon) |
Per $1000: $45.57 fixed/$17.90 balloon |
8.75% |
Variable |
| Credit Rating D |
24 Month (fixed or balloon) |
Per $1000: $46.49 fixed/$18.91 balloon |
10.75% |
Variable |
| Credit Rating E |
24 Month (fixed or balloon) |
Per $1000: $48.37 fixed/$21.01 balloon |
14.75% |
Variable |
| Credit Rating A |
36 Month (fixed or balloon) |
Per $1000: $30.60 fixed/$16.76 balloon |
6.40% |
Variable |
| Credit Rating B |
36 Month (fixed or balloon) |
Per $1000: $31.06 fixed/$17.24 balloon |
7.40% |
Variable |
| Credit Rating C |
36 Month (fixed or balloon) |
Per $1000: $31.80 fixed/$18.02 balloon |
8.99% |
Variable |
| Credit Rating D |
36 Month (fixed or balloon) |
Per $1000: $32.73 fixed/$19.03 balloon |
10.99% |
Variable |
| Credit Rating E |
36 Month (fixed or balloon) |
Per $1000: $34.66 fixed/$21.14 balloon |
14.99% |
Variable |
| Credit Rating A |
48 - 60 Month fixed |
Per $1000: $23.85 - $19.87 |
06.800 or 07.150 |
Fixed |
| Credit Rating B |
48 - 60 Month fixed |
Per $1000: $24.32 - $20.35 |
07.800 or 08.150 |
Fixed |
| Credit Rating C |
48 - 60 Month fixed |
Per $1000: $24.98 - $20.95 |
09.200 of 09.400 |
Fixed |
| Credit Rating D |
48 - 60 Month fixed |
Per $1000: $25.94 - $21.94 |
11.200 or 11.400 |
Fixed |
| Credit Rating E |
48 - 60 Month fixed |
Per $1000: $27.93 - $24.00 |
15.20 or 15.400 |
Fixed |
| OLDER USED VEHICLES |
36 - 48 MONTHS DEPENDING ON YEAR OF VEHICLE |
|
0.00% |
Fixed |
| Used 1996 - 2001/Credit Rating A |
up to 48 Month fixed |
Per $1000: $24.48 - $24.79 |
08.150 or 08.800 |
Fixed |
| Used 1996 - 2001/Credit Rating B |
up to 48 Month fixed |
Per $1000: $24.96 - $25.25 |
09.150 or 09.750 |
Fixed |
| Used 1996 - 2001/Credit Rating C |
up to 48 Month fixed |
Per $1000: $25.56 - $25.85 |
10.400 or 11.000 |
Fixed |
| Used 1996 - 2001/Credit Rating D |
up to 48 Month fixed |
Per $1000: $26.53 - $26.83 |
12.400 or 13.000 |
Fixed |
| Used 1996 - 2001/Credit Rating E |
up to 48 Month fixed |
Per $1000: $28.34 - $28.55 |
16.000 or 16.400 |
Fixed |
| Used 1995 & older/CAll FOR QUOTE |
up to 36 Months fixed |
Per $1000: $31.94 - $35.55 |
9.300 - 16.800 |
Fixed |
| SIGNATURE/Call for quote/based on Credit Rating |
12 - 60 Month fixed |
|
0.00% |
Fixed |
| MORTGAGES |
EQUITY 1ST & 2ND |
|
0.00% |
Fixed |
| Equity 1st Mortgage/Credit Rating A |
2 year balloon |
Per $1000: $7.91 |
5.00% |
Variable |
| Equity 1st Mortgage/Credit Rating B |
2 year balloon |
Per $1000: $8.17 |
5.50% |
Variable |
| Equity 1st Mortgage/Credit Rating C |
2 year balloon |
Per $1000: $8.71 |
6.50% |
Variable |
| Equity 1st Mortgage/Credit Rating D |
2 year balloon |
Per $1000: $8.99 |
7.00% |
Variable |
| Equity 1st Mortgage/Credit Rating E |
2 year balloon |
Per $1000: $10.14 |
9.00% |
Variable |
| Equity 1st Mortgage/Credit Rating A |
3 year balloon |
Per $1000: $8.04 |
5.25% |
Variable |
| Equity 1st Mortgage/Credit Rating B |
3 year balloon |
Per $1000: $8.30 |
5.75% |
Variable |
| Equity 1st Mortgage/Credit Rating C |
3 year balloon |
Per $1000: $8.85 |
6.75% |
Variable |
| Equity 1st Mortgage/Credit Rating D |
3 year balloon |
Per $1000: $9.13 |
7.25% |
Variable |
| Equity 1st Mortgage/Credit Rating E |
3 year balloon |
Per $1000: $10.29 |
9.25% |
Variable |
| Equity 1st Mortgage/Credit Rating A |
4 year balloon |
Per $1000: $8.17 |
5.50% |
Variable |
| Equity 1st Mortgage/Credit Rating B |
4 year balloon |
Per $1000: $8.44 |
6.00% |
Variable |
| Equity 1st Mortgage/Credit Rating C |
4 year balloon |
Per $1000: $8.99 |
7.00% |
Variable |
| Equity 1st Mortgage/Credit Rating D |
4 year balloon |
Per $1000: $9.27 |
7.50% |
Variable |
| Equity 1st Mortgage/Credit Rating E |
4 year balloon |
Per $1000: $10.44 |
9.50% |
Variable |
| Equity 2nd Mortgage/Credit Rating A |
2 year balloon |
Per $1000: $8.04 |
5.25% |
Variable |
| Equity 2nd Mortgage/Credit Rating B |
2 year balloon |
Per $1000: $8.30 |
5.75% |
Variable |
| Equity 2nd Mortgage/Credit Rating C |
2 year balloon |
Per $1000: $8.85 |
6.75% |
Variable |
| Equity 2nd Mortgage/Credit Rating D |
2 year balloon |
Per $1000: $9.13 |
7.25% |
Variable |
| Equity 2nd Mortgage/Credit Rating E |
2 year balloon |
Per $1000: $10.29 |
9.25% |
Variable |
| Equity 2nd Mortgage/Credit Rating A |
3 year balloon |
Per $1000: $8.17 |
5.50% |
Variable |
| Equity 2nd Mortgage/Credit Rating B |
3 year balloon |
Per $1000: $8.44 |
6.00% |
Variable |
| Equity 2nd Mortgage/Credit Rating C |
3 year balloon |
Per $1000: $8.99 |
7.00% |
Variable |
| Equity 2nd Mortgage/Credit Rating D |
3 year balloon |
Per $1000: $9.27 |
7.50% |
Variable |
| Equity 2nd Mortgage/Credit Rating E |
3 year balloon |
Per $1000: $10.44 |
9.50% |
Variable |
| Equity 2nd Mortgage/Credit Rating A |
4 year balloon |
Per $1000: 8.30 |
5.75% |
Variable |
| Equity 2nd Mortgage/Credit Rating B |
4 year balloon |
Per $1000: $8.57 |
6.25% |
Variable |
| Equity 2nd Mortgage/Credit Rating C |
4 year balloon |
Per $1000: $9.13 |
7.25% |
Variable |
| Equity 2nd Mortgage/Credit Rating D |
4 year balloon |
Per $1000: $9.41 |
7.75% |
Variable |
| Equity 2nd Mortgage/Credit Rating E |
4 year balloon |
Per $1000: $10.59 |
9.75% |
Variable |
| PURCHASE $ MORTGAGES/CONSTRUCTION LOANS |
FIXED RATES WITH PARTNER - PLEASE CALL |
|
0.00% |
Fixed |
| Share/Certificate Pledged |
3% above yield/Call for quote |
|
0.00% |
Fixed |
| Kwik Cash |
Line of Credit |
$3.00 per $100/minimum of $25.00 |
15.00% |
Fixed |