Other Services & Tips

Other Services & Tips

  • ATM alliance: listing of preferred ATMs throughout US at www.allianceone.coop
  • Coin counter
  • Credit Disability and Credit Life Insurance available on all loans.
  • Direct Deposit/Payroll Deduction.
  • Social Security
  • Retirement Pensions
  • Any automatic deductions such as insurance, mortgages, etc.
  • Discount tickets and coupons for summertime fun.        
  • E-mail.
  • E-Statements
  • Family membership.
  • Free Notary Services.
  • Free copies up to 3 per member.
  • Money Orders/Cashiers Checks.
  • NCUA (National Credit Union Association) – insures accounts up to $250,000
  • Night Deposit.
  • Open 41 hours per week for business.
  • Web Page – www.opecu.com or www.opecu.org

 

Tips for Traveling

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Traveling

  • Identity Theft Prevention: When traveling, the risk of identity theft increases, whether from a stolen wallet or purse, or mail from a vacationer’s mailbox. With either of these, a thief could get access to enough personal information to buy a new car or take out a mortgage in the victim’s name. The following is advice from Frank Abagnale, a world-renowned expert on forgery, embezzlement, and secure documents, who now works with the FBI:
  • Review all bills and receipts to make sure you really bought the product or service;
  • Avoid suspicious ATMs – some are rigged to access your personal information while you are using them;
  • Protect your mailbox. Consider a locked box. Have the post office hold your mail when you are gone;
  • Don’t let sales people and waiters copy your account numbers when they are handling your card or check;
  • Keep track of your billing cycles and call if bills seem late or missing; and
  • Check your credit reports often – at least once a year – from the “big three” credit reporting agencies (Equifax, TransUnion, and Experian).                    

 

Invest in America:

  • Visit www.lovemycreditunion.org to see our newest service to you. When you are in the market to buy Dell, Shop America, or DirectTV, be sure to mention you are from OPECU and see what discounts are available to you – just for being our CU member!!! When using Turbo Tax/Jackson Hewitt Services or on the move with Allied Van Lines, do the same thing – mention you are a member of OPECU and get a discount. What better way to say thank you for being our member!!!!